No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@sjt wrote:This is big. They are using trended data and deeper analysis. This could lead to more banks/lenders to use Vantage.
To misquote the old state motto, my father and grandparents were from Missouri; they've got to show me! But yeah, it'd be nice if it does happen that way, especially if it doesn't cause my Vantage scores to drop excessively. But I'm not holding my breath just yet.
The only bank I had heard that was using VS was Cap-1 and I have not heard that in awhile now. I tend to think all those scores are going to people with all the freebie places like CK and CS.
Agreed Gdale6. I think the main use is the freeebie. Some rental companies use Vantage.
@sjt wrote:This is big. They are using trended data and deeper analysis. This could lead to more banks/lenders to use Vantage.
I don't know, I suspect lenders see the trended data already, and if they have it, it's almost guarunteed some lenders are already using it.
May make a difference to smaller lenders, but a lot of those don't switch algorithms easily.
If I didn't read this site I'd believe it. They are saying vantage 3 will pretty much take over later this year...
http://abc7chicago.com/finance/your-credit-score-could-change-this-year/1899512/