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I don't know if this in circulation. I just wanted to share an interesting article that I found on the procedures of the CRA's.
How NYC handles CA debt validation:
You have to wonder if one regulated public non-profit agency wouldn't be better than several unpredictable private for-profit agencies.
@Anonymous-own-fico wrote:You have to wonder if one regulated public non-profit agency wouldn't be better than several unpredictable private for-profit agencies.
I'd give it a 7% chance of being successful within a decade, and maybe 19% of being successful within two decades of the project start. That's after tremendous cost overruns too; infrastructure historically is just not something the government does well and it's likely to get worse before it gets better as well. Forking over a bunch of tax dollars to Deloitte, Ernst, Accenture et al for yet another suboptimal system, pass.
Open market almost always does better: I'd rather have the banks and CRA's competing to get it right rather than take it out of their hands. It's not ideal now, but I just don't think the government would get it right either. Lessons learned private sector takes eons to be learned in the public one.