Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 678
Registered: ‎11-07-2016
0 Kudos

Re: The biggest issuer is CITI

Revelate wrote:

GrasshopperStudent wrote:

Revelate wrote:

Creditplz wrote:
Citi ?! How in the world Smiley Surprised...

The top 3 are the old brick and mortar banks... doesn't surprise me in the slightest given historical typical consumer behavior.


Costco portfolio maybe, but remember we're the outliers here, originally most people run their entire financial lives through the institution they started with and I don't think that's changed astoundingly much other than maybe the newer generations who have access to much more information.

But versus Chase and BoA? Citi has many many fewer branches.

Think that's true now but historically before BOFA acquired NationsBank and before Chase started putting up a new branch every 2 miles in some places (that was about 5 years ago out here) when the majority of population was getting their bank accounts and credit cards with the institutions likely their parents had relationships with?


Not so certain about that and at least pre-crisis and divestiture Citi had a staggering amount of assets under management; then again if I had to guess Costco cardholders are probably on the order of 30-40M?  That is a lot admittedly.

Makes sense then... BofA and Chase seem to be in branch wars in my neck of the woods; there's one spot that you can even almost SEE two BofA branches from each other they're so close!

TU FICO 8: 751 (8/17) — Ex FICO 8: 726 (9/17)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.