http://www.ajc.com/homefinder/content/homefinder/stories/2008/01/17/johnadams_0120.html
If you are one of the many potential home buyers who are sitting on the fence, I'd like to offer a piece of advice: Now may be the time to jump in and buy a house.
Here are three steps that will give you information, answer some of your most important questions and still not obligate you to anyone or anything.
- Order a free copy of your credit report.
- Meet with a loan officer of a major home lender. [Personally, I think you're better off with an honest mortgage broker as you'll likely get more options.]
- Take a class.