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US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.

Regular Contributor

US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.

From Underdog Law Blog

 

 

https://t.co/1oZGo64wAR

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Established Contributor

Re: US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.


Benzman wrote:

From Underdog Law Blog

 

 

https://t.co/1oZGo64wAR


Well, that's pretty despicable - something you'd expect from a debt collector rather than a major bank. Guess US Bank just lost at least one potential customer...

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Message 2 of 6
Super Contributor

Re: US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.

Awesome catch! Appreciate the link. Seems my mortgage was recently being serviced by a troubled loan servicing company.
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Message 3 of 6
Community Leader
Valued Contributor

Re: US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.


joe8185 wrote:

Benzman wrote:

From Underdog Law Blog

 

 

https://t.co/1oZGo64wAR


Well, that's pretty despicable - something you'd expect from a debt collector rather than a major bank. Guess US Bank just lost at least one potential customer...


I wouldn't call if "despicable", they were trying to get him to make a deposit to an overdrawn bank account. Yes, they should contact his attorney instead of the customer directly, but the reps for OD'd bank accounts probably aren't as well versed on BK laws & procedures as are credit reps, the bank account dept. might not have even been informed of the BK, as that notice is sent to creditors, not where you bank.

 

And in my opinion, this guy is being foolish - for a hundred something overdrawn he'll have a hard time opening any new bank account for years with that red flag reported to Chex and/or EWS.


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Message 4 of 6
Established Contributor

Re: US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.

When I walk in quick trips, their ATM's quote, "Most Ethical Company" in the world. 😂😈😈🐍
Message 5 of 6
Moderator

Re: US BANK CAUGHT BREAKING BANKRUPTCY LAWS TO COLLECT DEBT.

If you dont have the ability to hire a lawyer the trustee of your case can be your best friend. I had an experience years ago when a creditor kept trying to collect during the BK process and went to the trustee with the letter they sent me, it was immediately taken care of.

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