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US Credit Score Average

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Anonymous
Not applicable

US Credit Score Average

https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.
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Revelate
Moderator Emeritus

Re: US Credit Score Average


@Anonymous wrote:
https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.

Nah, 673: which historically is right where it has been from what I recall seeing over time.  GA was the low entry at the 642, that wasn't the average score nationwide.

 




        
Message 2 of 3
Thomas_Thumb
Senior Contributor

Re: US Credit Score Average

It depends on what data set the article is referencing [VantageScore 3.0 or Fico] or one of the CRA models such as Experian's Plus score or Equifax score.

 

https://www.valuepenguin.com/average-credit-score

 

average credit score.jpg

 

As I recall there are no states in common for top 5 VS compared to top 5 Fico. Minnesota was highest based on VS3 and Experian Plus score..

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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