cancel
Showing results for 
Search instead for 
Did you mean: 

US Credit Score Average

Valued Contributor

US Credit Score Average

https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.
Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (11/17) EQ08 711TU08 705 EX08 697
I'm never here bc not a fan of the new culture.
2 REPLIES
Moderator

Re: US Credit Score Average


buyaobuyao wrote:
https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.

Nah, 673: which historically is right where it has been from what I recall seeing over time.  GA was the low entry at the 642, that wasn't the average score nationwide.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Valued Contributor

Re: US Credit Score Average

It depends on what data set the article is referencing [VantageScore 3.0 or Fico] or one of the CRA models such as Experian's Plus score or Equifax score.

 

https://www.valuepenguin.com/average-credit-score

 

average credit score.jpg

 

As I recall there are no states in common for top 5 VS compared to top 5 Fico. Minnesota was highest based on VS3 and Experian Plus score..

 

Fico 8: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 9: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 4 .....:. EQ 804 TU 823 EX 830 (3/2017) EX Fico 98: 839 (3/2017)
VS 3.0:...... EQ 832 TU 832 EX 832 (3/2017)
Fico 8 BC:. EQ 887 TU 899 EX 900 (3/2017)
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950 (4/2017)