Here's one benefit for the unemployed that Congress isn't about to cut off: If you're out of work, you can get an additional free credit report each year.
Federal law requires that all U.S. consumers be granted free access to their credit reports once every 12 months. Unemployed workers, however, are entitled to an extra report during their job searches. Those reports can have a serious impact on consumers' financial lives: Because employers frequently use credit reports in their hiring decisions, consumers who review those reports -- and take action based on the information they contain -- can improve their chances of getting hired.
http://www.creditcards.com/credit-card-news/unemployed-free-credit-report-1282.php
