Hi Everyone,
If you live in a small town of 25,000 or less or if you're in a
suburb/exurb of the same size, you may be familiar with
mortgages from the US Dept of Agriculture. Other than VA
loans, they are the only federally-backed mortgages offering
100% financing to consumers.
Here's a Wall Street Journal link containing all the details. Enjoy!
http://online.wsj.com/article/SB122937640286608173.html
Edit to Add: New home builders especially like USDA loans.
Many pay closing costs and the USDA fee is rolled into the
cost of the loan.
Additionally, we looked into USDA loans this time last year.
The mortgage company we spoke with said that the middle
qualifying FICO score is 620 or better, and interest rates ranged
from 5.75 to 6.5%. The higher your FICO score, the lower the
rate you qualify for. 
Scores and/or rates have probably changed, so I encourage you
to perform your own due diligence.
CanDo
"The right attitude is everything"