Kinda scary that they're laundering money through WF, in order to do this. People will wise up, and just deposit directly into WF, and/or do their secured card.
After having banked with Wells Fargo, I will no longer do business with them. I'm not sure what there is to "wise up" to, but I will not be doing any kind of prepaid card (or any other business for that matter) with Wells Fargo.
I also doubt Wells Fargo is offering funding through Vanilla Reload, and I would bet they are not going to offer all the perks AmEx does on their cards.