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These are also good articles on the pro's and con's of credit monitoring. It's amazing that so many "experts" seem to think it's not worth paying the $20 or so dollars a month to have a reputable company keep an eye on your credit report.
http://money.msn.com/credit-rating/is-credit-monitoring-a-waste-weston.aspx
http://www.fightidentitytheft.com/credit-monitoring.html
This is a breakdown of the more popular paid credit monitoring plans that we put together at Edited to remove link. guiness56, myFICO Moderator