@Anonymous wrote:
I have found the best way to offset this subprime mess ...... pay in cash!!
I have cut up my last credit card "Discourage Card"
Yeah, but that's not helping your FICO.
Keep your cards open, just keep your balances very low...as in single-digit low. Then, when the CCC ratejacks you, you can say, "Oooooh...29% on a balance of $8.27...I'm soooooo scared..."
