@Anonymous wrote:
Experian is the most uncooperative and flawed credit scoring service in the business. This lack of cooperation is an example of their intention to hurt consumers. This should be brought to the attention of the FTC and Congress to take action to sanction Experian. At this perilous time in our economy, the consumer needs all the tools available to remain in command of their credit, and Experian has just denied one of those.
Although most people don't want to hear it, the people we expect in the legislation to help us against companies like this have their hands in their pockets to begin with, so they will care less about the people and more about the perks they get. Why do you think we have so many corrupt officials getting kickbacks, not reporting income, not paying taxes while if anyone of us did it, we would be crucified. One hand washes the other and our hand is not in the mix. Any legislation that has come out to supposedly benefit us, has been laced with loop holes that allows companies like Experian to do exactly this right under its nose.
@Anonymous wrote:
Thank you for contacting us with your concern. As you are already aware, Experian® has opted to discontinue its relationship with myFICO effective February 14, 2009. We understand that this news is causing some concern among consumers. Please be aware that this change by no means eliminates your ability to obtain your credit score and assess your creditworthiness. Please take a moment to read the following information which we hope will answer any questions you may have about how this development affects you. There is no one credit score that all financial institutions use to make decisions and there is also no one credit score that consumers must use to help them understand and manage their credit. There are many reputable credit scores on the market that you can use to evaluate your creditworthiness before making financial decisions. Such credit scores include VantageScoreSM, PLUS Score® and others which are developed by the three national credit reporting companies or third parties. All of these credit scores provide prediction of your credit risk. You have many options for obtaining your credit score, and a few of those options are listed below:· Experian.com provides the ability for you to obtain your three national credit reports and credit scores based on data from all three national credit reporting companies.· AnnualCreditReport.com provides you with access to a free annual credit report from each of the national credit reporting companies as well as an option to purchase a credit score along with the report. This development has no impact on how lenders and other credit issuers evaluate your creditworthiness. Experian continues to offer its own scores, FICO scores and other credit risk scores to its business clients to enable their credit-granting decisions.For educational information about credit scores and managing your credit, please go to http://www.experian.com/consumer/credit_education.html. Thank you for your time. It is our sincere hope that this information has helped and alleviated any concern you may have felt.
Experian Consumer Assistance Center
This email is generated from a system mailbox. Please do not attempt to reply or send email because we cannot receive it and you will not receive a response. In order to protect your personal information, Experian does not provide assistance via unsecured email.
This is the response I just received from an email I sent the other day with my concern as to not being able to obtain a fico score anymore. I guess its obvious why they are doing this now. Its BULL. Ok if their score is sooo great then dont sell FICO scores to the lenders. Sell their Vantage & plus scores then!!!
what a load of bull....they can swallow this? Its all I could do not to puke reading this self serving web of lies and half truth wrapped in a pretty bow to shine the customer. Wow, no shame.
Let us know how that goes or if you even hear back on it. Let's hope some secretary does't read your letter and responds with a canned letter that addresses nothing, my experience with elected officials in the past.
