Credit Card Center Advertiser Disclosure

Reply
Valued Member
Posts: 37
Registered: ‎02-06-2010
0

Re: Take the FICO Fitness Challenge!

Found a $51 collection on CR. Called the collection agency, the lady was very polite with me. had 2 collections one for 1700 and 51. Told her I could only pay the 51 she didnt hound me about the 1700, she was understanding, said she will have the 51 deleted from my CR. Been paying down the CC's seen my fico go up 9 points at 498 now.


Starting Score: 452
Current Score: 563
Goal Score: 715


Take the FICO Fitness Challenge
New Member
Posts: 3
Registered: ‎09-22-2009
0

Re: Take the FICO Fitness Challenge!

I just wanted to say--  Good luck everyone!


Starting Score: 619
Current Score: 688
Goal Score: 750


Take the FICO Fitness Challenge
Valued Member
Posts: 26
Registered: ‎12-08-2009
0

Re: Take the FICO Fitness Challenge!

1.  My FICO score goal for Dec 2010 is 725. My score has already increased by 10 points since Dec 2009. I am currently at 696.

2.  EQ 696, EX 705, TU 694

3.  I  plan to keep utilization low, pay off all balances monthly.




Starting Score: 680
Current Score: 700
Goal Score: 760


Take the FICO Fitness Challenge
Member
Posts: 8
Registered: ‎07-28-2009
0

Re: Take the FICO Fitness Challenge!

[ Edited ]

I'm up for the challenge. Tired of having bad credit.




Starting Score Equifax Aug 09': 525 EQ 575 TRANS 553 EXP
Current Score: 657 EQ 670 TRANS 684 EXP
Goal Score: 675


Starting Score Experian Aug 09': 549
Current Score: 652
Goal Score: 650


Take the FICO Fitness Challenge

Starting Score Transunion Aug 09': 575
Current Score: 634
Goal Score: 650


Take the FICO Fitness Challenge

Good luck to all of our FICO Fitness Challengers!





Established Member
Posts: 16
Registered: ‎03-21-2010
0

Re: Take the FICO Fitness Challenge!

Hi  chela62678,

 

I would recommend that you cancel your subscription with Truecredit as soon as possible. I had the same problem. I enrolled my husband with Truecredit and their scores were impressive-- the highest was Transunion's for 678! I was curious so we dedided to pull his Transunion credit score from here on Myfico.com. There was a major HUGE difference by like 45-50 points. Truecredit's credit scores are FAKE and is not accurate. Myfico is the best and most accurate. Hope that helped! Smiley Wink

 


 

 


Starting Score: 543
Current Score: Equifax 589
Goal Score: 700


Take the FICO Fitness Challenge
Contributor
Posts: 86
Registered: ‎11-08-2009
0

Re: Take the FICO Fitness Challenge!

fingers crossed


Starting Score: TRANS: 573 EQ: 497
Current Score: TRANS: 580 EQ: 584
Goal Score: 650


Take the FICO Fitness Challenge
Established Member
Posts: 19
Registered: ‎02-17-2010
0

Re: Take the FICO Fitness Challenge!

I second that response and have proof.  In February I bought my scores from trucredit and my fico. Huge difference! Even when I applied for my secured visa my bank was like no they aren't as high as they've(Trucredit) reported ;( The truth hurts but is necessary for improvement Smiley Wink Good Luck!!Smiley Happy


Starting Score: 552
Current Score: 645
Goal Score: 750


Take the FICO Fitness Challenge
New Member
Posts: 3
Registered: ‎05-19-2008
0

Re: Take the FICO Fitness Challenge!

[ Edited ]

Couldn't think of a better way to join this site than having my first post be taking on the FICO Fitness Challenge!

I've been a member of MYFico for a few years but haven't been here since 2008.

So, today, pulled my reports Annulcreditreports; signed up for ScoreWatch and FICO Quarterly Monitoring. Whew!

 

I am hopeful to reach my target score pretty soon.

BK to be off my CR reports in Aug, 2010.

Paid off 99% my credit cards as of yesterday (was at 14% usasge). Next month, the last 1% will be paid off.

 

All that I will be left with is my new car installment loan that was approved last Nov, at 1.9%.

 

Am I doing good??!!

 

Wishing everyone lots of encouragement to reach your goals as well!


Starting Score: EQ: 707 TU:722
Current Score: EQ: 802 TU:736
Goal Score: EQ: 810 TU:780


Take the FICO Fitness Challenge
Highlighted
New Visitor
Posts: 11
Registered: ‎02-28-2008
0

Re: Take the FICO Fitness Challenge!

I just have quick question. When you buy your fico score is the price for the full year or for the month.

Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0

Re: Take the FICO Fitness Challenge!


devilbaby13413 wrote:

I just have quick question. When you buy your fico score is the price for the full year or for the month.


 

The score and report purchase ($15.95 before any discounts) is good for that day only. It's a snapshot in time of what your report looks like at that moment.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.