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1 PFD = FICO jump of 15 points!

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wvasweetness
Contributor

1 PFD = FICO jump of 15 points!

My one (and only, so far) PFD increased my TU score by 15 points!

I know that there's a lot of discussion on here about how certain actions (PFD, decreasing/increasing debt to income ratio, etc) can effect a score, so I thought I'd post this.

I'm hoping for an increased scroe on EQ and EX as well, but am waiting a little longer to pull those scores.

There is hope! Smiley Happy
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: 1 PFD = FICO jump of 15 points!



wvasweetness wrote:
My one (and only, so far) PFD increased my TU score by 15 points!

I know that there's a lot of discussion on here about how certain actions (PFD, decreasing/increasing debt to income ratio, etc) can effect a score, so I thought I'd post this.

I'm hoping for an increased scroe on EQ and EX as well, but am waiting a little longer to pull those scores.

There is hope! Smiley Happy

Congrats!  How old was the account that was deleted?
Message 2 of 4
wvasweetness
Contributor

Re: 1 PFD = FICO jump of 15 points!

The account was 2.5 years old. All I did was call them about the matter... they agreed, and sent me out a letter the next day with the agreement. When I received the letter, I paid, and it was removed from TU CR the next week!
Message 3 of 4
llecs
Moderator Emeritus

Re: 1 PFD = FICO jump of 15 points!

Any companies we might know?
Message 4 of 4
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