cancel
Showing results for 
Search instead for 
Did you mean: 

10 year fall off questions.

tag
Anonymous
Not applicable

10 year fall off questions.

 
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: 10 year fall off questions.



coreyndsm wrote:
I have a couple of TL's on my credit report where the last reporting date was in 2001 or 2002, but the account says open or inactive or closed. Does the ten year fall off timeframe go from the date of last activity or from when the account is marked closed? What about inactive?
 
If marked open- it should drop when it goes 10 years from last reported.
 
10 years from Closed,
 
The status of one account differs by credit report. One CRA shows open another CRA shows inactive and closed on the 3rd CRA. All CRA's show a last report date of 2001. 
 
Another TL shows Open on all CRA's, but a last report date of 2002.
 
Just wondering when how the 10 year removal from credit report rule applies in these situatons.


EX and TU reports directly from the CRA's should tell you when they will report until.  WITh EQ add 10 years to the DOLA.
Message 2 of 4
RUSTY101
Regular Contributor

Re: 10 year fall off questions.

What is this 10 year stuff? I thought it falls off in 7.5
Message 3 of 4
Anonymous
Not applicable

Re: 10 year fall off questions.

Positive stuff stays for 10 years after paid

 

RUSTY101 wrote:
What is this 10 year stuff? I thought it falls off in 7.5



Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.