100% FREE Credit Monitoring/ Report/ Score Websites?

[ERoosky99]

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Great! Thaks for sharing!

That's why I love these forums!

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 Me too!

[cjc343]

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@ERoosky99 wrote:

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@CreditPlay wrote:

Mint offers free EQ Vantage score (2 or 3?) every 3 months

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How do you elect the free option of the service?  Do you have a link?

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Eventually, the link is https://wwws.mint.com/creditreport.event

First, you need to register for a regular Mint account (not for Mint credit monitor). After registering, you're prompted to connect an account. You need to connect at least 1 account to get the free score as you otherwise cannot make it past the 'welcome' screen. Once you've connected an account, the option should appear on the dashboard.

Personally, I'm not interested in actually using Mint since I have no interest in providing them with all my bank passwords. I connected a CapOne 360 account because it:

1. Is not my primary bank account.

2. Does not require that I enter the account password.

3. Allows me to easily revoke access without changing passwords.

4. Has the weakest password due to CapOne 360's password limitations

[ERoosky99]

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@cjc343 wrote:

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@ERoosky99 wrote:

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@CreditPlay wrote:

Mint offers free EQ Vantage score (2 or 3?) every 3 months

---

How do you elect the free option of the service?  Do you have a link?

---

Eventually, the link is https://wwws.mint.com/creditreport.event

First, you need to register for a regular Mint account (not for Mint credit monitor). After registering, you're prompted to connect an account. You need to connect at least 1 account to get the free score as you otherwise cannot make it past the 'welcome' screen. Once you've connected an account, the option should appear on the dashboard.

Personally, I'm not interested in actually using Mint since I have no interest in providing them with all my bank passwords. I connected a CapOne 360 account because it:

1. Is not my primary bank account.

2. Does not require that I enter the account password.

3. Allows me to easily revoke access without changing passwords.

4. Has the weakest password due to CapOne 360's password limitations

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I just enrolled.  Many thanks!

[Anonymous]

Thanks for all the info; out of pure morbid curiousity I signed up for all of these sites to compare my scores, and...

JEEZ! Every single one of these sites is grading me at a much harsher level than the Fico score model.  If this is really how my credit scores look, then I might as well give up!  One of them (I think Bezzle) graded me at under 570 score!  

I'm assuming these are all FAKO scores and essentially don't hold any weight in the majority of credit card applications?

[Anomalous]

Thanks for sharing!

[Anonymous]

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@Anonymous wrote:

Thanks for all the info; out of pure morbid curiousity I signed up for all of these sites to compare my scores, and...

JEEZ! Every single one of these sites is grading me at a much harsher level than the Fico score model.  If this is really how my credit scores look, then I might as well give up!  One of them (I think Bezzle) graded me at under 570 score!  

I'm assuming these are all FAKO scores and essentially don't hold any weight in the majority of credit card applications?

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Those sites serve a purpose but the overwhelming majority of lenders use Fico scores so I wouldn't worry too much

[ERoosky99]

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@Anonymous wrote:

Thanks for all the info; out of pure morbid curiousity I signed up for all of these sites to compare my scores, and...

JEEZ! Every single one of these sites is grading me at a much harsher level than the Fico score model.  If this is really how my credit scores look, then I might as well give up!  One of them (I think Bezzle) graded me at under 570 score!  

I'm assuming these are all FAKO scores and essentially don't hold any weight in the majority of credit card applications?

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@Anonymous @ "Bezzle!"  I'm assuming you're referring to Quizzle.  Don't focus primarily on these FAKO scores.  They are for "educational purposes only."  What I do like about these sites is that the will monitor information on your credit profile, and in my experience they often report quicker then myFiCO service (which has a monthly fee).  It's a nice tool for assessing the info on your credit reports . . . And it's FREE!

[ERoosky99]

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@Anomalous wrote:

Thanks for sharing!

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Welcome!

[Imhotrodcrazy]

Mine happens to be very close at 821.

[yoda42]

Lending tree also offers a TU based score -   it is idifferent from what I see on CK/WisePiggy

https://www.lendingtree.com/    and select the credit score option.