11 credit cards!

[Anonymous]

i am  19 years old and right now i'm having about 6 store credit cards and 5 credit cards with each reporting $0 balance on each card.is this strategy going to help my score?

11 credit card tottal. 

[llecs]

Your AAoA is real low I bet. Adding any more cards would only hurt you in the short-term. I'd sit it out and let them age.

[wmarat]

I have 8 CC and 7 store cards. I keep my store cards always at $0 balance and let report low balance on 1-2 CC.

[Anonymous]

I would not open more cards, if it were me i would charge small amounts on a few a month, PIF and ask for increase every few months. Also if you could get a realative to add you as AU on an old account it likely help your score

[future]

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@Anonymous wrote:
I would not open more cards, if it were me i would charge small amounts on a few a month, PIF and ask for increase every few months. Also if you could get a realative to add you as AU on an old account it likely help your score

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AU is no longer factored in with fico

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@Anonymous wrote:
I would not open more cards, if it were me i would charge small amounts on a few a month, PIF and ask for increase every few months. Also if you could get a realative to add you as AU on an old account it likely help your score

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[Anonymous]

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future wrote:

AU is no longer factored in with fico

 

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FICO announced it would be.