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monro411 wrote:Missey Elliott I guess there are crazier names.
I think she fell in the toilet. I will call her and see where her post she was supposed to do went.
MidnightVoice wrote:
monro411 wrote:Missey Elliott I guess there are crazier names.Well,
Sorry I forgot my password.
2 Bkrpcys Chapter 13-2002 (dismissed -I had a crooked lawyer) and Chapter 7-2004 (to clean up from Chapter 13)-
2 Car Repo Ford Motor Credit 2005- made agreement with creditor not to put on bankruptcy but still could not keep up with payments Owe $6000
1 Foreclosure-will drop off in the next few months
Credit Acceptance $2900
Collection accounts
JC Penny $136 Charged off
Sears $450 Charged off
Capital One $670 Charged off
Student loans $8900 Late
I am currently giving my money away by renting. I would like to be in position to buy a home in two to three years. What should I do? I do know my credit is horrible. At one time I was living beyond my income means and frankly did not care about credit. Now I am more mature and would like help or suggestions on what to do.
Scores
TU 429 EQ 460 EX 435
MisseyElliott wrote:Sorry I forgot my password.
2 Bkrpcys Chapter 13-2002 (dismissed -I had a crooked lawyer) and Chapter 7-2004 (to clean up from Chapter 13)-
2 Car Repo Ford Motor Credit 2005- made agreement with creditor not to put on bankruptcy but still could not keep up with payments Owe $6000
1 Foreclosure-will drop off in the next few months
Credit Acceptance $2900
Collection accounts
JC Penny $136 Charged off
Sears $450 Charged off
Capital One $670 Charged off
Student loans $8900 Late
I am currently giving my money away by renting. I would like to be in position to buy a home in two to three years. What should I do? I do know my credit is horrible. At one time I was living beyond my income means and frankly did not care about credit. Now I am more mature and would like help or suggestions on what to do.
Scores
TU 429 EQ 460 EX 435
MisseyElliott wrote:
Sorry I forgot my password.
2 Bkrpcys Chapter 13-2002 (dismissed -I had a crooked lawyer) and Chapter 7-2004 (to clean up from Chapter 13)-
2 Car Repo Ford Motor Credit 2005- made agreement with creditor not to put on bankruptcy but still could not keep up with payments Owe $6000
1 Foreclosure-will drop off in the next few months
Credit Acceptance $2900
Collection accounts
JC Penny $136 Charged off
Sears $450 Charged off
Capital One $670 Charged off
Student loans $8900 Late
I am currently giving my money away by renting. I would like to be in position to buy a home in two to three years. What should I do? I do know my credit is horrible. At one time I was living beyond my income means and frankly did not care about credit. Now I am more mature and would like help or suggestions on what to do.
Scores
TU 429 EQ 460 EX 435
Missy our dredit report looks like daycamp compared to what mine looked like by the time I decided to file BK...lol!!! So many medical accounts sold over and over to various collection agencies it wasn't funny. If I were to copy and paste here it would take more than a message space.That being said, there IS life after BK. First of all make sure all of your debts were included in BK and show as such on your credit report. IF they do, they should also show a 0 balance because the BK discharged them. Once you do that, come back and see what the next step is.BTW if your loans are federal, get in some sort of repaymnt, even if it is a redfuced forebearance.