I'm looking to get on track for 2013. Here is a breakdown of everything I have going on. I'm looking at a goal of 700/700+ for all three by the this time next year. Wanting to know if realistic...
BADDIES
Defaulted SL #1-$7800(ACT CA) ($95/mo)...made first payment this month(FALL OFF DATE 10/13)
Defaulted SL #2-$3400(US Dept of ED) ($101/mo)...made first payment this month(FALL OFF DATE 10/13)
GM Financial auto loan-$6400-paid off July '09, but had four 30day late payments in 07&08
First Premier-$400 CO from 2007(FALL OFF DATE 03/15)
Eastern ACCTS(Comcast)(CA) 2accts @ $315-Paid in full last week(FALL OFF DATE 12/13)
HSBC/LVNV-$1175 CO, but disputing because of fraud.(POTENTIAL FALL OFF DATE 03/15)
GOODIES
Military Star Card-$500(clothing only, no retail)
CAP1 Secure-$200, $23 balance, always pay, never late
CAP1 CR-$500, $129 balance, always pay, never late
Pioneer Installment Loan-$3633, always pay, never late
FICO EQ-642(1/13), EX(FAKO, own website)-567, TU-???
was told loans would drop off in 9mo if payments made on time. looking to get eastern ACCTS of within the month, as well as the fraud acct. and first premier. what kind of jump am I looking at when all the baddies are cleaned up and deleted?? Any help would be greatly appreciated!!! thanks!!
Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
