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04-12-2017 05:38 PM
I just got off the phone with Transunion and they told me the following. 2ND FA DISC is a soft inquiry, not a hard pull. It has to do with receiving a free credit report once a year..
What is meant by 2ND FA DISC means?
04-14-2017 08:52 AM
I got one of those 2 weeks ago
Credit Karma reports as if it's a hard inquiry, BUT when I pull a reoprt from myFico it does show as a soft inquiry - as such I am just letting it go
I see it as a Credit Karma reporting glitch
07-14-2017 04:31 PM
The same thing showed up on my report a few weeks ago. I initiated dispute in April, and started to show up as HP in June.
Hard inquiry wherever I check - CCT, CK, Wallethub, Barclay site...
I called transuion and was told that they do not see it among hard inquiries. Everywhere else, 5 TU hard inquiries. But as per TU rep, I have only 4.
Now just scratching my head and wondering anyone has any idea to get rid of this.....How am I gonna dispute when TU states it is not in the list of HP???
07-16-2017 10:57 PM
Yeah this is showing up as a hard pull for me on every report I've looked at, except for TU. Not sure why every report puller out there is showing it as hard if it supposedly isn't.
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