So i noticed that Bridgcrest formally Drive Time reported me late for March since i traded my car in and they were paid off. Am i just at a lost with them on removing the late? I havent had a late on my report since 2013. Im not happy with it but im glad i no longer have to deal with them and their thug ways. Should i be concerned with trying to purchase a house in a year or 2? Any feedback is helpful. Im almost getting to the point of wondering if a credit repair place would help . so far ive done okay on my own nothing but this to dispute.
@RobertEG wrote:How and when were they paid off?
More specifically, when was the payment due, and when did they credit the payoff of the loan?
In order to report a 30-late, the payoff would have to have occured thirty or more days after the billing due date of your pending payment.
The due date was the 03/15/2017 the payment posted 03/21/2015. The strangest part is it is reported 0.00 then late.