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Received a score alert today from score watch, I had a 52 point increase. I went from 630 to 682. When I got home I wanted to see my updated credit report. Pulled my EQ report from myfico, my score was back at 630.
Didn't see any difference in my credit reports, I even called myfico and the guy couldn't see any new negative items. Everything he named, has been on my report. I'm at a lost.
I almost jumped out of my seat when I seen the +52. Then I see -52 when i get home.
Talk about raining on my parade. Thanks for any input....
I do not know if its a joke but this has happened to me several times..But, in particular when I have a big purchase on my CCard.My score jumps significantly then in a few days it plummets back to earth.
Its crazy how this credit scoring works...
It was crazy...I mean I was at work and got the alert....checked my email and saw +52 on equifax score. I logged in and sure enough my score went from 630 to 682. I went home to pull a current report (within 30-40 minutes)...logged in and It was back down to 630.
Spoke with a guy from myfico (who was very helpful by the way) he couldnt see what caused it to go down. Needless to say I was disappointed, my goal was 700 club by the end of the year. That would have put me way ahead of the game. JUst hope it doesn't go down. I haven't been late, so I'm not worried about that.