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6 Recent inquiries, Transunion score went up?

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Anonymous
Not applicable

6 Recent inquiries, Transunion score went up?

This past Monday I checked my TU score on CK and it was at 631, i've recently applied for 4 CC's and 2 auto loans. CK is showing 6 recent inquiries within the past week and it shows my score went up 15 points to 646. Is this normal? I thought HP's lowered the score a few points?

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coldnmn
Mega Contributor

Re: 6 Recent inquiries, Transunion score went up?

CreditKarma isn't a true credit score.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
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-Wade-
Valued Contributor

Re: 6 Recent inquiries, Transunion score went up?


@Anonymous wrote:

This past Monday I checked my TU score on CK and it was at 631, i've recently applied for 4 CC's and 2 auto loans. CK is showing 6 recent inquiries within the past week and it shows my score went up 15 points to 646. Is this normal? I thought HP's lowered the score a few points?


I would take that with a grain of salt. CK is a FAKO score

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 4
Revelate
Moderator Emeritus

Re: 6 Recent inquiries, Transunion score went up?

Inquiries are never a positive in the FICO algorithm.

 

Probably not in CK either based on my experience, but can't pull anything meaningful from their scores (possible exception to the VS 2.0 they have): if this were a FICO score we were talking about, I would suggest something else changed on your report.




        
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