So it has been 6 years since your filing of the bankruptcy. That is good that you have never been late. Keep going in that direction. Keep the balances on your card at 1% or 1 balance of $ 10.00 for every $ 1,000 line of credit. You have enough cards, do not get any more. Stop applying for credit. You have multiple inquiries. On inquiries you are usually ok up to three. As your bankruptcy ages it has less impact on your fico score. You will need to be patient because some creditors will hold a bankruptcy against you until it falls off the report.
