7.35%-Is this good deal?

[Anonymous]

Our interest is 7.1% not 7.3%

If you got 6.8 with your score, than indeed our 7.1 is a lot. 

Message Edited by cinoeye on 06-29-2007 03:10 PM

[MidnightVoice]

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Timothy wrote:

I bought my 20 year old house for 175K 7.5 years ago it is now 500K so I would wonder myself where to find a decent house anywhere there is work for under 200K .

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princessofpink wrote:

I just want to know where you can buy a brand new house for 190,000 these days.  Certainly not here in South Florida.

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Been to the midwest recentlY?  

[Anonymous]

Than our 7.1% is not a good deal, our mid scores are 625 and 680!

Our loan is 190 000, 0$ down 30 year fixed.

[Anonymous]

Where are you Ha-tay?

[Anonymous]

I am in Oklahoma City.

[Anonymous]

Ok, thank you.

Message Edited by cinoeye on 06-29-2007 03:42 PM

[Anonymous]

So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.

So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=17531 

[Anonymous]

I feel better now!

[Anonymous]

OneMortgageGuy -   what do you mean by "go over the HUD" ?   What is that? 

OneMortgageGuy wrote:

So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.

So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=17531 

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[Anonymous]

HUD disclosure statement, should itemize everything, fees, etc....is what I think he is referring to.