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7.35%-Is this good deal?

Contributor

Re: 7.35%-Is this good deal?

Our interest is 7.1% not 7.3%
 
If you got 6.8 with your score, than indeed our 7.1 is a lot. 
 
 




Message Edited by cinoeye on 06-29-2007 03:10 PM
Message 21 of 31
Super Contributor

Re: 7.35%-Is this good deal?



Timothy wrote:
I bought my 20 year old house for 175K 7.5 years ago it is now 500K so I would wonder myself where to find a decent house anywhere there is work for under 200K .

princessofpink wrote:
I just want to know where you can buy a brand new house for 190,000 these days.  Certainly not here in South Florida. Smiley Mad






Been to the midwest recentlY?   Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 22 of 31
Contributor

Re: 7.35%-Is this good deal?

Than our 7.1% is not a good deal, our mid scores are 625 and 680!
Our loan is 190 000, 0$ down 30 year fixed.
 
 
Message 23 of 31
Contributor

Re: 7.35%-Is this good deal?

Where are you Ha-tay?
Message 24 of 31
New Visitor

Re: 7.35%-Is this good deal?

I am in Oklahoma City.
Message 25 of 31
Contributor

Re: 7.35%-Is this good deal?

Ok, thank you.

 


Message Edited by cinoeye on 06-29-2007 03:42 PM
Message 26 of 31
Regular Contributor

Re: 7.35%-Is this good deal?

So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 
Message 27 of 31
Contributor

Re: 7.35%-Is this good deal?

I feel better now! Smiley Happy
Message 28 of 31
Regular Contributor

Re: 7.35%-Is this good deal?

OneMortgageGuy -   what do you mean by "go over the HUD" ?   What is that? 

 
 

OneMortgageGuy wrote:
So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 



Message 29 of 31
Established Contributor

Re: 7.35%-Is this good deal?

HUD disclosure statement, should itemize everything, fees, etc....is what I think he is referring to.
9/18/08 TU=707 EQ=706 EX=702
Message 30 of 31