Reply
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

[ Edited ]
Our interest is 7.1% not 7.3%
 
If you got 6.8 with your score, than indeed our 7.1 is a lot. 
 
 




Message Edited by cinoeye on 06-29-2007 03:10 PM
Super Contributor
Posts: 8,183
Registered: ‎03-25-2007
0

Re: 7.35%-Is this good deal?



Timothy wrote:
I bought my 20 year old house for 175K 7.5 years ago it is now 500K so I would wonder myself where to find a decent house anywhere there is work for under 200K .

princessofpink wrote:
I just want to know where you can buy a brand new house for 190,000 these days.  Certainly not here in South Florida. :smileymad:






Been to the midwest recentlY?   :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

Than our 7.1% is not a good deal, our mid scores are 625 and 680!
Our loan is 190 000, 0$ down 30 year fixed.
 
 
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

Where are you Ha-tay?
New Visitor
Posts: 2
Registered: ‎06-29-2007
0

Re: 7.35%-Is this good deal?

I am in Oklahoma City.
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

[ Edited ]
Ok, thank you.

 


Message Edited by cinoeye on 06-29-2007 03:42 PM
Regular Contributor
Posts: 255
Registered: ‎06-08-2007
0

Re: 7.35%-Is this good deal?

So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

I feel better now! :smileyhappy:
Regular Contributor
Posts: 216
Registered: ‎04-19-2007
0

Re: 7.35%-Is this good deal?

OneMortgageGuy -   what do you mean by "go over the HUD" ?   What is that? 

 
 

OneMortgageGuy wrote:
So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 



Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: 7.35%-Is this good deal?

HUD disclosure statement, should itemize everything, fees, etc....is what I think he is referring to.
9/18/08 TU=707 EQ=706 EX=702
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.