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Contributor
cinoeye
Posts: 132
Registered: ‎05-02-2007
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Re: 7.35%-Is this good deal?

[ Edited ]
Our interest is 7.1% not 7.3%
 
If you got 6.8 with your score, than indeed our 7.1 is a lot. 
 
 




Message Edited by cinoeye on 06-29-2007 03:10 PM
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
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Re: 7.35%-Is this good deal?



Timothy wrote:
I bought my 20 year old house for 175K 7.5 years ago it is now 500K so I would wonder myself where to find a decent house anywhere there is work for under 200K .

princessofpink wrote:
I just want to know where you can buy a brand new house for 190,000 these days.  Certainly not here in South Florida. :smileymad:






Been to the midwest recentlY?   :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Contributor
cinoeye
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

Than our 7.1% is not a good deal, our mid scores are 625 and 680!
Our loan is 190 000, 0$ down 30 year fixed.
 
 
Contributor
cinoeye
Posts: 132
Registered: ‎05-02-2007
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Re: 7.35%-Is this good deal?

Where are you Ha-tay?
New Visitor
HaTay
Posts: 2
Registered: ‎06-29-2007
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Re: 7.35%-Is this good deal?

I am in Oklahoma City.
Contributor
cinoeye
Posts: 132
Registered: ‎05-02-2007
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Re: 7.35%-Is this good deal?

[ Edited ]
Ok, thank you.

 


Message Edited by cinoeye on 06-29-2007 03:42 PM
Regular Contributor
OneMortgageGuy
Posts: 255
Registered: ‎06-08-2007
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Re: 7.35%-Is this good deal?

So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 
Contributor
cinoeye
Posts: 132
Registered: ‎05-02-2007
0

Re: 7.35%-Is this good deal?

I feel better now! :smileyhappy:
Regular Contributor
flyers
Posts: 216
Registered: ‎04-19-2007
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Re: 7.35%-Is this good deal?

OneMortgageGuy -   what do you mean by "go over the HUD" ?   What is that? 

 
 

OneMortgageGuy wrote:
So that means the mid score is 625 because on prime its the lower mid score. With the score it's a good deal. 100% loan are getting hard to come and you must remember that it 100%. You really just need to go over the HUD and check the closing and see how many points are rolled in to the loan. No one really gets No Closing.. You pay through the rate or its rolled in.
 
So a 625 Mid fico at a 100% LTV and with a 7.1... Killer Deal
 



Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
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Re: 7.35%-Is this good deal?

HUD disclosure statement, should itemize everything, fees, etc....is what I think he is referring to.
9/18/08 TU=707 EQ=706 EX=702

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