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I started my first credit card with my ITIN last 7 months ago. I transferred my credit history from that ITIN number to my new SSN last month with each Agency verifying me the number change. Now, I purchased the fico score from myfico for all 3 agencies, and I can't get my scores. The reason they(the support) give me is I have my SSN for less than 2 years and therefore I can't obtain any info on it. I couldn't even obtain credit reports from annualcreditreport.com and I am in a looping denial due to the agencies won't let me talk to a live agent without a report number. Any suggestions? BTW, credit karma says my score currently from Transunion is 728. Is it vintage score? Thank you in advance.
Yes, the one from TU is a Vantage Score.
I am not aware, nor can I find anything, that says you have to have a SSN for 2 years to get a FICO score. However, you are not the first poster that has been told this.
Oh well, I was thinking after 6 months, I will get my credit score and off to a good start. I was actually having my hopes up after creditkarma shows my score is 728. Waiting for two more years gonna be a pain in the butt. Thank you for your reply.