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12-25-2012 07:49 AM
I was just checking my credit report for the first time and I seen there was over 70 inquiries in a year from CONSUMERINFO.COM INC what is this? I disputed all of them on the Experian website and hopefully they will be removed.
12-25-2012 09:04 AM
12-25-2012 11:42 AM
Those would be soft pulls. They aren't affecting your scores and cannot be seen by any lender who pulls your CR. No need to dispute those.
04-10-2014 04:10 PM - last edited on 04-10-2014 04:53 PM by Shogun
It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. Modcut due to solicitation Shogun.
04-10-2014 04:12 PM - last edited on 04-10-2014 11:59 PM by 09Lexie
It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. mod cut-solicitation
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04-10-2014 06:06 PM
Any assumption that they are not permissble pulls requires that you first know who they are, and what their stated permissilbe purpose was when making the inquiries.
I would do some research prior to assuming any impropriety.
A dispute of a party having obtained your credit report must provde some basis showing they did not have a permissible purpose under FCRA 604.
If you use a credit monitoring service, for example, you authorize them, as your representative, to obtain your report.
Those are precluded by statute from appearing in any credit report made available to anyone other than you.
Is there any issue of their showing in any credit report obtained by someone else?
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