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Cadmius
Posts: 11
Registered: ‎11-02-2012
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70+ inquiries from CONSUMERINFO.COM INC?

I was just checking my credit report for the first time and I seen there was over 70 inquiries in a year from CONSUMERINFO.COM INC what is this? I disputed all of them on the Experian website and hopefully they will be removed.

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guiness56
Posts: 22,408
Registered: ‎01-17-2008
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Re: 70+ inquiries from CONSUMERINFO.COM INC?

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: 70+ inquiries from CONSUMERINFO.COM INC?

Those would be soft pulls.  They aren't affecting your scores and cannot be seen by any lender who pulls your CR.  No need to dispute those.


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fico-fraud
Posts: 1
Registered: ‎04-10-2014
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Re: 70+ inquiries from CONSUMERINFO.COM INC?

[ Edited ]

It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. Modcut due to solicitation   Shogun.

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gdale6
Posts: 9,263
Registered: ‎12-13-2013
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Re: 70+ inquiries from CONSUMERINFO.COM INC?

[ Edited ]

fico-fraud wrote:

It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. mod cut-solicitation


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RobertEG
Posts: 17,497
Registered: ‎03-19-2007
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Re: 70+ inquiries from CONSUMERINFO.COM INC?

Any assumption that they are not permissble pulls requires that you first know who they are, and what their stated permissilbe purpose was when making the inquiries.

 

I would do some research prior to assuming any impropriety.

A dispute of a party having obtained your credit report must provde some basis showing they did not have a permissible purpose under FCRA 604.

 

If you use a credit monitoring service, for example, you authorize them, as your representative, to obtain your report.

Those are precluded by statute from appearing in any credit report made available to anyone other than you.

Is there any issue of their showing in any credit report obtained by someone else?

 


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