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Valued Contributor
Posts: 1,416
Registered: ‎07-18-2015

Re: 700 club means nothing

Credittony wrote:
I finally hit over 700. Ex is 703, eq is 704 and tu is 714. Sad thing I have to many inquiries. 19, 33 and 40. My score is not good to anybody. I rather have 650 with 3 inqs. That is what I mean 700 is nothing. I only have myself to blame for trying so hard to build credit with history. Just when I hit 700 on all 3 and can't app on anything. Sad sad sad.

I have more than that in 2 years Smiley LOL but i hit it from june 15 through nov15, then took a little break let them age, then did a few more apps. So if all goes to plan by this november I'll be down to 4 on each and in january of next year those will be a year old. I'm saving the last one for chase hopefully in a years time. 

I tried to space thm evenly across each CRA so they all fell off together. I studied alot on the pull data base and here to see what was being pulled. 

Let them age and youll be golden! 


Valued Contributor
Posts: 1,389
Registered: ‎10-10-2011

Re: 700 club means nothing

If you can't get anything, it's probably a blessing.  Like its been mentioned, go garden for 6 months to a year, and you will be GOLDEN!


Best Credit Wishes to You!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Frequent Contributor
Posts: 289
Registered: ‎06-07-2013

Re: 700 club means nothing

Once my recently paid down utilization reports I'll be in the same boat (almost). Hate having inquiries but love seeing approved.

Starting TU: 536
Starting EQ: 573
Goal: 640

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