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+8 points with Collection removal?

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Anonymous
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+8 points with Collection removal?

Hi guys,
I had a recent collection account (1 year old) removed from my TU report, and after pulling my new scores today, I see that it only moved 8 points. My util is about the same (only 1% lower), and nothing else has changed. I thought I was going to see a bigger jump, since the collection is pretty recent Smiley Sad Is this normal? Should I had waited a bit more to pull the scores?

Thanks-

Message Edited by onehotcuban on 10-29-2007 06:59 PM
Message 1 of 3
2 REPLIES 2
Anonymous
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Re: +8 points with Collection removal?

I have experienced a delay before-
Do you have scorewatch?
Message 2 of 3
Anonymous
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Re: +8 points with Collection removal?

Yeah, I do, but EQ still shows the collection account, only TU has removed it.
I went back and checked my Identity Theft report, and this is what it shows as of today:

Your FICO® score has gone from 615 to 623
Your TransUnion score has gone from 615 on 10/18/2007 to 623 on 10/29/2007 .
Some of the reason for this change:

* You have a new positive factor helping your score:
"You have many accounts that are in good standing. "

So, I think it's not reflecting the removal of the CO yet. I guess I should try again in a few weeks.
Message 3 of 3
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