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800 LOAN MART and personal loan experience :(

Established Contributor

Re: 800 LOAN MART and personal loan experience :(

Should definitely try to refi that loan with Prosper/Lending Club or even a local CU as soon as you can.  I went with a loan from Springleaf financial and it hurts my feelings to know I'm paying that much interest and my score is close to 100 pts higher than when I first got it in May 2012. :/

Chap7 discharge 7/29/15
Fico 11/20: TR:595(high util)
Cap1(Plat+QS) 3500+2500/Merrick 1000/Express 1100.