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800 by threes !

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bettercreditguy1
Established Contributor

800 by threes !

 DLW, (dear loving wife),bless her heart has returned to the 800's now that her automobile loan has aged. Her current scores are EX 829, EQ 831, and TU 837 with one inquiry, no negatives, collections, or judgements, an AAOA of 8 years.  CC balances less than 1%,  no mortage, and a total of 12 active cc accounts.  And YES, SPRINT did a HP when she ported her number to them. I am catching her fast with my first 800 to re-appear this fall.Good Luck to Each of You on your journey!

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
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3 REPLIES 3
alvon123
Super Contributor

Re: 800 by threes !

congrats


Message 2 of 4
EW800
Valued Contributor

Re: 800 by threes !

Outstanding.  Congratulations!! 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 4
bdhu2001
Valued Contributor

Re: 800 by threes !

Truly magnificent.  Congrats!

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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