800!!

adavis425 · ‎05-28-2016

AmEx FINALLY updated but I didn't check until today because I just got tired of checking only to find it still hadn't updated. So I figured I'd take a look while I was reconciling my charges. This is what I saw...

Your FICO® Score as of May 21st

811

Whaaaattt!! Are they kidding me ?!! I couldn't even believe my eyes! I immediately started screaming and losing my mind.

Finally through that 800 tape!

EW800 · ‎05-28-2016

Congratulations!! What a great feeling!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

surferchris · ‎05-28-2016

Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Revelate · ‎05-28-2016

Hey congrats you!

Anonymous · ‎05-28-2016

Super congrats on that AWESOME fico score!!!

RonM21 · ‎05-29-2016

Well done!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

adavis425 · ‎05-29-2016

Thanks guys!! I checked the other two CRAs today and they are both 808, so I am in across the boards!! Wow!!!

Anonymous · ‎05-29-2016

Major congratulations! Super exciting to see 800+

EW800 · ‎05-29-2016

@adavis425 wrote:
Thanks guys!! I checked the other two CRAs today and they are both 808, so I am in across the boards!! Wow!!!

That has got to feel so great! Congratulations!

I am pretty much stuck in the 730-735 range (FICO 8 Model) until two major baddies fall off just over two years from now (Summer of 2018!!), at which time I hope to join you! I cannot imagine what a great feeling that is after so much dedication and hard work.

Again, congrats!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .