LOL you're set?? You have over $100k of credit, credit! credit! We are not talking about $100k in your bank account. Since when do people brag about how much they're in debt and how much credit I have that's so cool! This is all just giving you access to get yourself in a hole. If you ain't going to use it then why have the available credit? Do you really think banks are dumb? They're giving you credit just for fun? They know for a fact that sooner or later you will leveage them to the max. You can't say no and knock it all you want. Just keep in tread and look back 5 years from now okay. We will circle back some time from now and re-assess. Most of everyone here knows that life is not always smooth sailing. There's always ups and downs. Those who thinks they will never take a dip, they're always the first ones to bow out. We just want to set you up with the right expectations. We been through it. We were there when 2008 and took a dip. Fortunately, you were 12 years old and you didn't need to experience the horror. Claim down and be humble. you're on the right track, stay the course and ride steady
I wish him well.
