June 07 my credit score where 515, 534, 541. We where looking to refinance a rental house at the time and i didnt know what my credit looked like. After pulling it, i found out there where a lot of things on my credit that i never knew exisisted. Of course i didnt qualify for it at the time. After reading up on this forum i learned alot and followed procedures and was very PATIENT. Well just after 5 months i was able to get my score above 580 and was approved for a 30 year fixed on my rental property. I was shocked because it was at the time of the mortgage crisis. Anyways, i was able to pay off alot of my debt from the money i received from my mortgage. -------- Fast Foward ------
April 1, 2008 my credit score are 736EQ 715 TU 724EX. I was approved for a house, which i am making my primary residence. I have never owned my own house that is my primary residence always owned an investment property.
People out there that are trying to clean your credit up pay attention to all that is said on this forum. Be persistant and never give up. DONT TAKE NO FOR AN ANSWER. One of my baddie account was from CAP1 and i was able to remove it. It took me about 8 months but it finally worked. I worked and worked on CAP1 because not many have success with them. NEVER EVER GIVE UP. Dont get disappointed when it doesnt come off right away. Just keep trying and trying. I know i am saying TRY, TRY, TRY again and again but it is true.
Thanks again to all that post
S