@Anonymous wrote:
We have to agree to disagree. I'm not familiar with any creditor using Vantage scores. Most, if not all creditor use some verison of a Fico score, making the other credit scores worthless, fake.
Just because a score may be considered by most to be "worthless" it doesn't make it "fake." VS 3.0 is a real scoring model that produces real (VS 3.0) scores. There's nothing to agree to disagree on here, as what I posted is factual. You can argue that VS 3.0 scores are worthless, which is fine, but saying that VS 3.0 scores are "fake" isn't a true statement.