Reply
Established Member
cody
Posts: 29
Registered: ‎06-12-2007
0

A little help please........

I decided my credit needed some serious work.  After opting out and deleting old addresses I sent a couple of dispute letters to the CRA's.  I did this about  2 weeks ago being the 1st part of my plan.  Today I received a letter from Equifax telling me they have received a request concerning my file.  However with the info that I have provided they were unable to locate a credit file.  It's funny because before I started working on my credit I printed my CR right from there website.  Any info. or suggestions what to do from here would be greatly appreciated.
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: A little help please........



cody wrote:
I decided my credit needed some serious work.  After opting out and deleting old addresses I sent a couple of dispute letters to the CRA's.  I did this about  2 weeks ago being the 1st part of my plan.  Today I received a letter from Equifax telling me they have received a request concerning my file.  However with the info that I have provided they were unable to locate a credit file.  It's funny because before I started working on my credit I printed my CR right from there website.  Any info. or suggestions what to do from here would be greatly appreciated.


It's a game the CRAs like to play.
 
On your EQ CR, do they have your current address correct? It seems common, for whatever reason, for the CRA nimrods to screw up and set an old address as your current address. Seems to happen, at times, when you have an old account that suddenly reports and the CRAs think it's a new address.
 
Resend your dispute and include a photocopy of your Driver's License and SSN card. Review what EQ sent you carefully. They might state they want these things. They might not.
 
Established Member
cody
Posts: 29
Registered: ‎06-12-2007
0

Re: A little help please........

Yes, they do have my current info. on file.  I'll resend the dispute with the docs requested.  Thanks a bunch.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}