02-10-2012 04:42 AM
02-10-2012 12:50 PM
dharalex wrote:
You know, that seems most plausible. I'm not an it person, so I really don't understand. But I did try to sign up yest, and I got all the way to final confirmation, and it said I wasn't authorized to start yet, check back on the 13 th! Ha!
Yeah, I tried to sign up also. I filled out the joint applicant page,, but when I hit submit nothing happened. Tried it twice with the same results. Then later that evening I tried the site again and kept getting the GoDaddy site.
02-10-2012 04:33 PM - edited 02-10-2012 04:42 PM
Hi Rikki_Doxx,
I've moved your post. Just follow the link to get to it.
MarineVietVet, myFICO moderator
To Understanding FICO Scoring
02-10-2012 05:33 PM
02-11-2012 07:24 AM
dharalex wrote:
It's baaaaaack! Despite you naysayers, I'm signing up Mon before I go to work! I know I won't be the only one!
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02-11-2012 01:19 PM
Can someone explain the difference between a "tri-merge" and a non tri-merge report?
02-11-2012 01:51 PM
Im gonna wait before i sign up to read some feedback from people on this site , im also stuck with SW on here for another 2 months , so maybe ill sign up after then ![]()
02-12-2012 07:28 AM
I'll wait on pulling the ^^^^ Trigga, so that I can read some feedback.
Starting Score: TU:650 - EQ: 67202-12-2012 02:47 PM - edited 02-12-2012 02:48 PM
"IF tracker pulls all 3 FICO scores then this would be considered "1 credit pull." Then "12 credit pulls" would pull all 3 FICO scores 12 different times. "
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That is actually a very important question! Anyone know the truth? The site divulges nothing about this little detail. If I am paying 34.95 per month for the top program (PLANNER) with 12 pulls, I am not so sure I'd like the idea of using three pulls to get all three scores. I instantly thought that 12 pulls meant 12 Three-Score pulls. And there's also nothing about pricing for extra pulls beyond the paid amount.
If each pull is for one report from only one bureau, that means you can really only get a three-score report every quarter. I don't like that. BTW, it doesn't spell it out for us but I am assuming you get alerts to any score changes.
02-12-2012 02:57 PM
ztnjpv wrote:"IF tracker pulls all 3 FICO scores then this would be considered "1 credit pull." Then "12 credit pulls" would pull all 3 FICO scores 12 different times. "
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That is actually a very important question! Anyone know the truth? The site divulges nothing about this little detail. If I am paying 34.95 per month for the top program (PLANNER) with 12 pulls, I am not so sure I'd like the idea of using three pulls to get all three scores. I instantly thought that 12 pulls meant 12 Three-Score pulls. And there's also nothing about pricing for extra pulls beyond the paid amount.
If each pull is for one report from only one bureau, that means you can really only get a three-score report every quarter. I don't like that. BTW, it doesn't spell it out for us but I am assuming you get alerts to any score changes.
Since they are using a Tri-Merge Report, each time you pull your report you will have all 3 scores, 1 from each credit bureau. So if you opt for the 12 pulls that would give you a total of 36 scores in total.
If I remember correctly they will only keep track of your last 12 scores pulled which IMO would only be the last 4 Tri-Merge reports you have pulled.

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