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Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
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AMEX SCORE PLUS - FAKO??

I already have TR. I signed up for Amex Power Score are these Fako or real? Also When I check my CR there, They are not as updated as TR.....am I doing something wrong? I have only been in there 1 time so far.
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: AMEX SCORE PLUS - FAKO??



HappyDays wrote:
I already have TR. I signed up for Amex Power Score are these Fako or real? Also When I check my CR there, They are not as updated as TR.....am I doing something wrong? I have only been in there 1 time so far.


I assume your are talking about creditsecure at Amex's website. If so, then they are FAKOs using EXs credit scoring model. I subscribe to it and find they send me alerts pretty quickly and as an Amex cardholder the price is reasonable.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: AMEX SCORE PLUS - FAKO??

Yes that is it. sorry i was looking at scores when I typed that.
 
I received an alert before I even had my access code. What I don't understand is, my report with CS. is outdated....TC  started showing a new account 2 days after I opened it. The CS is showing CC reporting back in May. Is this normal?
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: AMEX SCORE PLUS - FAKO??



HappyDays wrote:
Yes that is it. sorry i was looking at scores when I typed that.
 
I received an alert before I even had my access code. What I don't understand is, my report with CS. is outdated....TC  started showing a new account 2 days after I opened it. The CS is showing CC reporting back in May. Is this normal?


That's strange! I find CS to report almost as fast as TC, same with alerts for new inqs and accounts.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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