FIRST I WANT TO SAY THANKS! IM UP 8 POINTS ALREADY ON MY CREDIT SCORES
WOOHOOO! ONLY 100 MORE TO GO
PLEASE READ BELOW AND ADVISE
Ok this is my situation i use to have a cross country cc they sold it to applied bank due to non payment (charge off account).
I received a phone call from them today saying if I dont pay it by the end of the month they are turning it over to a lawyer and the lawyer is going to add 500$ in fees??? CAN THEY DO THIS?
Also he said if I pay the full amount by Jan 31 he will mark paid in full and current on my credit report it will be a 01 status instead of an 09. He transferred to this so called lawyer when I asked if I could pay after FEb 1. This lawyer was sooooooooo rude. Asked me where I was getting the money to pay it and for my bank account info so i hung up.
DOFD is 12/2005
SOL is 3 years
Owed 1200$
I cannot DV them because of my SOL. Should I pay them in full?
PLEASE ADVISE ME ON HOW I SHOULD HANDLE.
Gardening since 5/3/2016