My sister went to AT&T and in order to get the Next Program,m they require a credit pull, we thought ok thats fine, guy comes back saying she didnt qualify, 5 days later their letter comes back showing "Key factors affecting your AT&T credit score include":
- Number of Collectios (DONT AGREE)
- Number of Rcent Inquiries (agree)
- Number of Utility Inquiries (agree)
- Percent of Trades Recently Satisfactory (agree)
Currently monitoring her EQ credit report and score via Equifax.com and there is no collections so why would AT&T say collection?
Scoring is 001-999
and she scored 892.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@Anonymous wrote:
Interesting...
It really is, so we aren't sure if we should worry or let it go?
I am not a fan of AT&T at all. They act like they are a prime bank when all they are doing is providing a utility service. I'd just move on to another carrier if I were you.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675
@starry1 wrote:I am not a fan of AT&T at all. They act like they are a prime bank when all they are doing is providing a utility service. I'd just move on to another carrier if I were you.
We decided to leave the store after getting turned down because it was to expensive with out the program, it sucks Im 20 and havn't had a phone of my own so what I decided to do is save up money that way I can pay the phone I want and not worry about a contract, I really wanted the Nexus 6 really really bad, but next time.
But we should just forget about the "collections" part because EQ is clearly showing "0" collections.
@Anonymous wrote:
Why not just put it on a credit card
Because CCs arent being used at the moment, we are paying them down, so using CCs is a no go. Paying the consequences 
, so if i have to take out at least $50 every pay check then I will because a cell phone is what I want most at the moment.
@BearsAndTurtlesRtheBest wrote:
@Anonymous wrote:
Why not just put it on a credit cardBecause CCs arent being used at the moment, we are paying them down, so using CCs is a no go. Paying the consequences
Ah to be 20 years old again, a point in time when the greatest need in life is a CELL PHONE. 
Yes I actually went to AMAZON.com and got a Motorola G 2, it was $30 off original price.