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Can someone please advise me if FICO SCORE report the available credit from AU account. I was just added as a user for a 25,000 account. Will that 25,000 calculate into my available credit ? TY
Yes, once it reports, it will factor into your utilization.
I can see that TU EQ EX on there repecgtive site are all reporting it as UTILIZATION But MYFICOis not calculating it as UTILIZATION anyone else with experience TY
You can't rely on anecdotal evidence. It will factor in in some cases. However, the FICO models in some cases will not factor in such accounts to prevent piggybacking. We don't have the details on how FICO determines this.
Accounts where one is an AU are not always considered anyway so don't rely on being an AU.