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AUTHORIZED USERS. Will my lender see who made me an AU?

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Anonymous
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AUTHORIZED USERS. Will my lender see who made me an AU?

I may be able to become an AU but *ONLY* if their name and my name does not appear on each others CR files anywhere. Does this information stay private besides sharing the same account number? Thanks...
Message 1 of 6
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Anonymous
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Re: AUTHORIZED USERS. Will my lender see who made me an AU?



@Anonymous wrote:
I may be able to become an AU but *ONLY* if their name and my name does not appear on each others CR files anywhere. Does this information stay private besides sharing the same account number? Thanks...


Your data is your data so both your names wont appear on each others credit reports............Unless whoever is reporting it screws up somehow. Like transposing your names for instance. lol
Message 2 of 6
Anonymous
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Re: AUTHORIZED USERS. Will my lender see who made me an AU?

This is great. Errors do happen and it would not be good if so. Has anyone had a lender mess up a AU account with both names or socials. I have seen it personally under AKA Known As Mr Bob Smith on John Doe's CR. Or adding the social number on there. How rare is this mistake?
Message 3 of 6
smallfry
Senior Contributor

Re: AUTHORIZED USERS. Will my lender see who made me an AU?

pizza I put my SO on a few cards as AU and my name does not appear on the report nor does my SS#. Responsibility is listed as AU on Chase while for Wally it says not reported.
Message 4 of 6
Anonymous
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Re: AUTHORIZED USERS. Will my lender see who made me an AU?



@Anonymous wrote:
This is great. Errors do happen and it would not be good if so. Has anyone had a lender mess up a AU account with both names or socials. I have seen it personally under AKA Known As Mr Bob Smith on John Doe's CR. Or adding the social number on there. How rare is this mistake?


Its extremely rare most of the time its due to Fathers and Sons that have the same name, but I had to let you know there is a slim....very slim...chance.
Message 5 of 6
Anonymous
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Re: AUTHORIZED USERS. Will my lender see who made me an AU?

Thanks.
Message 6 of 6
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