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I know this is probably the wrong place but does anyone know if CK disregards AU accounts? My husband is an AU on 4 of my accounts all of which are 6 months old or more but CK says that his file is too thin to calculate a score? (And yes I know for a fact that all four are showing on his report). He has 3 baddies that will be falling off this month/next month and I really wanted to use CK to watch his TU report.
@Anonymous wrote:I know this is probably the wrong place but does anyone know if CK disregards AU accounts? My husband is an AU on 4 of my accounts all of which are 6 months old or more but CK says that his file is too thin to calculate a score? (And yes I know for a fact that all four are showing on his report). He has 3 baddies that will be falling off this month/next month and I really wanted to use CK to watch his TU report.
Yes, I believe that CK doesn't include AU accounts. There are many differences between FICO scores and FAKO scores like CK, there is really no way to correlate them.
@Anonymous wrote:I know this is probably the wrong place but does anyone know if CK disregards AU accounts? My husband is an AU on 4 of my accounts all of which are 6 months old or more but CK says that his file is too thin to calculate a score? (And yes I know for a fact that all four are showing on his report). He has 3 baddies that will be falling off this month/next month and I really wanted to use CK to watch his TU report.
For parts of the CK fako AU acconts are ignored so he doesn't have enough TL's that are his to get a score. Once he has accounts that are his, he will get a score and they will look at AU cards for UTL and AAoA purposes.
I was getting the same error with CK and I was AU in my 2 DW cards. I went ahead and opened a credit card with C1 then right after I was approved I went into CK again, was able to go in I even saw the Inq from C1.
I had only one card on my own at the time, which was a Bestbuy store Card.
Mine shows up but I closed my AU accounts and CreditKarma will never update it. It has been a few months since I closed Au accounts and they still show up. I got my credit report from fico.com a while back and it was showing closed.
I have an AU account I was removed from in Jan-2010 and my CK still shows it as open. All three of my CRs show it as a terminated relationship. That is why I was confused I know they list the AU accounts but I didn't know why with 4 AU accounts he still had a thin file.
I was added as an authorized user and only found out via creditkarma. I was added in May 4, it showed up in June. When did you add him? It might take until the next closing date.