cancel
Showing results for 
Search instead for 
Did you mean: 

Accuracy of myFICO mortgage scores

tag
Anonymous
Not applicable

Re: Accuracy of myFICO mortgage scores

The scores from myFICO mortgage were spot on!

My mid was 625 and my wifes 621 and were pre approved!

 

Construction starts next week and we plan to keep paying down our cards to under 9% so we can get the lowest rate possible when we lock in our rate.

 

Thanks for ya'lls comments and inputs!

Message 11 of 14
Anonymous
Not applicable

Re: Accuracy of myFICO mortgage scores

What do they use for the mortgage? Seems to be many versions under 3b.
Message 12 of 14
iv
Valued Contributor

Re: Accuracy of myFICO mortgage scores


@Anonymous wrote:
What do they use for the mortgage? Seems to be many versions under 3b.

The ones that clearly say "The following versions are commonly used in mortgage lending decisions":

Equifax Score 5

Transunion Score 4

Experian Score 2

 

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 13 of 14
SouthJamaica
Mega Contributor

Re: Accuracy of myFICO mortgage scores


@Anonymous wrote:

I've done a search throughout the forums and the threads seem to be old so I thought I would ask for any recent experience.

 

How accurate were your myFICO mortgage scores vs when a mortgage lender pulled your credit report?

 

Thanks!


If you pull a 3B report here your mortgage scores will be up to the minute.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.