No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I had this happen to me... If I remember correctly it will expire in 90 days, but you can submit a form and have them lifted within a few weeks. TU is easy, you just do it online. EX and EQ want you to send in a form with your ID to lift the fraud alert. EQ was a real pain. I sent in the info, got a letter telling me they need more info, I ended up calling and they lifted over the phone. You are also opted out after a fraud alert, so no more pre-quals until you opt back in.
Applications and CLI's can be a pain with a fraud alert in place... Just FYI.
Under the FCRA, fraud alerts are initiated only by the consumer or his/her authorized rep.
They are not imposed simply upon request by a third party.
They can always be rescinded at any time by the consumer by notification to the CRA, limted only by showing proof if identity.
The CRAs, perhaps rightfully, assume that any raising of identity theft related issues is a request by the consumer to place an initial (90-day) fraud alert in their file.
All a consumer needs is to submit a request to rescind, accompanied by proof of their identity.