Addicted to myfico and tracking my debts

[llecs]

---

@colindidit wrote:
Whoa. What's a spilt file

---

Happens mostly on EQ and lesser on TU. EQ only has but so much space for your credit file. If you have a lot of accounts and are pulling daily with added softs each time, and your file size gets maxed out, EQ will split your file in two. So, you can pull your report one day and see Accounts A, C, F, and the next day see Accts B, D, E, as an example. That messes up your FICO each time of course. The only way to fix it is to have a CSR purge your softs and rebuild your credit file. It's just a pain to deal with.

[awdsmama]

I'm a credit-fico-holic.

Daily pulls on EQ/EX/TU/CK  and I do the CK in the morning and TU in the evening, never know what can change in 12 hours right? ;-)  Checking the site every hour or two max...um yeah.

And yeah with all the movement my reports have had in the past month especially can we please not talk about how much we've spent on scores/reports lately?  Eeks.

[awdsmama]

---

@LS2982 wrote:
You got it

You got it bad......

When you on the phone.....

With EQ disputing the facts....

You got it......

You got it bad.....

When you miss a dayyyyy of report updates your whole life off track.....

Oh you got it bad...

When you stuck in house...

You dont wanna have fun....

Them scores all you think about.....

You got it bad....

When you out with the Chase card...

And you keep on thinking bout the AMEX...

You got it bad!!!

-LS Usher

---

Oh my. You just did that didn't you?  Gotta love Usher!  Well except the last song or two, fail.  But 90s Usher?  Yeah!!

[liesierre]

I'll admit it...

I have only been at it for about 2 weeks but I'm pretty obsessed already

I guess after a long history of being afraid of credit and burying my head in the sand, it feels nice to be looking to it expecting to see something good for a change...

I have MyFico, CreditKarma, Credit Sesame open in tabs pretty much all day, and I signed up for CCT (waiting for PIN in mail)

I keep refreshing my email looking for SW alerts or responses to applications/PFD's... 

I have Excel spreadsheets of everything...inquiries, credit reports, collections, finances and budget... scores... the reasons in my denials and what I can do to combat each reason...

[Simplyjays]

i am also infected.

[Express]

OK, now I don't feel so bad after all. I thought  it was just me, I go to sleep at night thinking about how to raise my score but it feel great!

Great Subject! 

[Anonymous]

I am becoming compulsive with checking the credit card and credit card approval page. Checked my stats and so far I logged in 1750 mins which is equivalent to about 29 hours here (not counting the hours I forgot to log in)!

[Anonymous]

Right here , look at how many posts and when i signed up