Adding Spouse to Mortgage

[SoulSmilen]

I agree with the masses - leave well enough alone for the time being. When you get ready to purchase a new house, then do it together.

[Anonymous]

I concur, leave mortgage as it is.

If you still want to proceed, you will need to talk with your lender. My guess is that most lenders will consider this a refinance and hence you would get rates from today as well as all the costs that come with a refinance.

Adding you to title would not be a problem if that is an option. 

[Anonymous]

Hmm...

Better is often the enemy of good enough.  Perhaps that is the case here.  I appreciate your comments, one and all.  We are getting married on July 2nd.  Thanks.